Salary Investment Planner
Based on age & investable monthly amount
Note: This planner uses a simple configurable rule for initial guidance.
Ready when you are — enter values and click Calculate.
Based on age & investable monthly amount
This Salary Investment Calculator helps you understand how to distribute your monthly investable amount across different asset classes based on your age. It is designed for salaried individuals in India who want a simple, age-appropriate starting point for investing their money.
You only need to enter two details — your age and the amount you can invest every month. Based on this, the calculator applies a basic age-based asset allocation rule. Younger investors are generally allocated a higher percentage towards growth-oriented assets like equity, while older investors are gradually shifted towards more stable instruments such as PPF, fixed deposits, and cash.
The result shows a suggested monthly split across equity, gold, cash, PPF/FD, and a small portion of higher-risk assets. This allocation is meant to act as a guideline, not a strict rule. You can adjust it depending on your personal goals, job stability, and future plans.
Once you know your equity allocation, you can use the SIP Calculator to estimate how your monthly equity investment may grow over the long term through disciplined SIP investing.
Disclaimer: This calculator is for educational purposes only and uses simplified assumptions. It should not be considered financial advice.