Simple tools. Clear allocation. A smarter way to grow your wealth every month.
Use Smart Calculator Try SIP CalculatorHow to Invest My Salary is an educational platform built for salaried individuals in India who want simple, practical, and realistic guidance on managing their monthly income. Most people know they should invest, but feel overwhelmed by too many options, confusing advice, and complex financial terms.
This platform combines easy-to-understand educational content with simple calculators to help you decide how much to invest, where to invest, and how to stay consistent over time. Whether you are just starting your career or planning long-term financial stability, our goal is to give you clarity — not complexity.
You can begin by reading our beginner guides, then use the calculators to apply those concepts to your own salary and financial goals.
Quick allocation across equity, gold, cash and safer instruments.
Two inputs, instant guidance — no login required.
Designed for working professionals — pragmatic and configurable.
Smart, beginner-friendly guides to help you invest your monthly salary with confidence.
Visit the Blog →Investing your monthly salary is one of the most important financial habits you can develop. Whether you are just starting your career or planning for long-term stability, knowing how to allocate your income helps reduce stress, build wealth, and achieve financial freedom.
Most Indians want to invest but feel confused by too many options—mutual funds, PPF, gold, FDs, stocks, ELSS, and more. This confusion results in either delaying investments or choosing unsuitable products. A simple, structured strategy ensures you always make the right choice every month.
A globally used principle is: Equity Allocation = 100 – Your Age. This ensures you take more growth-based risk when young and shift toward safer instruments as you get older. Our calculator uses a refined version of this approach designed specifically for Indian investors.
Whether you contribute ₹3,000 or ₹30,000 per month, consistent investing builds wealth due to the power of compounding. The key is not timing the market—it's developing the discipline to invest regularly.
Use our Salary Investment Calculator to understand your ideal monthly allocation. The tool is free, simple, and built specifically for young Indian earners who want clarity and confidence in building their financial future.
Simply enter how much from your salary you can invest each month—it can be any amount.
Your age helps determine the right balance between risk and safety using age-based allocation.
We calculate how much you should allocate to equity, gold, cash, PPF/FD, and risky assets.
A common guideline is to invest at least 20% of your salary. However, this varies by your goals, age, and financial responsibilities. Our Smart Calculator helps you estimate the right allocation quickly.
Yes. The tool is designed for simplicity — no financial knowledge is required. Just enter your investable monthly amount and age, and the tool instantly gives your ideal distribution.
The allocation is based on a simple rule: Equity = 100 − Age. The remaining amount is split across Gold, Cash, PPF/FD, and a small allocation to high-risk ideas. These ratios will be enhanced in future phases.
No. This tool provides general educational guidance based on logic and risk-adjusted principles. Always consult a registered advisor for personalised financial decisions.
Yes. We are building a full suite of calculators — SIP, Lumpsum, Retirement, PPF, FD, and more — to help you plan your money smarter. Stay tuned for upcoming features.